The filing of an insurance claim is one thing that you generally do not have to as it is the job of the provider. But in the rare cases that you do have to do this, it is better to be prepared. That is what we will be doing and hopefully give you an idea of what needs to be done and how you can go about doing it. One of the first things that you will have to do is check for the Monthly Summary Notice as this will have all the expenses that have been undertaken. You can also check to see if your claim is being filed in the right manner. We would suggest you follow up Medicare to see what is happening. If they are not able to do it, it is time for you to get into this. But before you can actually file the claim, there is one thing you need to do.
The Scheme
Take some time to go through all the aspects of the Medicare schemes as they different plans and parts to them. You need to know what you will be filing a claim and if they ask you a question, you should be in a position where you can give an answer. The last thing you want is to be asked about Medicare Plan G and look up and down because you don’t know what it is. You could also make use of the customer care people to sort out any doubts that you might have.
The Filing
Ensure that you get an itemized bill from your healthcare provider. This will have details such as the date of your treatment, where you received it etc. If you do not have this, it will not be possible to prove that your claim is valid. Since you can do this online, go and get the form that is called the Patient Request for Medical Payment form. The next step would be to gather the necessary documents apart from the itemized bill. It is good to have all your medical records as that is surely going to be looked at. You will next have to draft detailing the purpose of the claim. In this, be as specific as possible so your chances are strong, and it just puts you in a better position. All you have to do now is mail the letter and you are set.